This is a business revolving line of credit, you can draw on it as many times as you would like, and when you repay the amount borrow you have the repayment automatically available too all over again.

So if your line of credit approved is for $50,000, and you decide to draw $25,000 you still have $25,000 available at any time. And any payments you make on the initial $25,000 line will also be available.

This is the biggest advantage of a business line of credit, the immediate availability of funds, you can draw on the funds, pay them back and keep drawing on the funds all over again.

MCA Is a purchase of future accounts receivable or total sales it’s an advance payment against business future receivables. Merchants received a lumpsum payment in exchange for agreed upon purchase amount.

These merchant cash advances are not loans, they are a sale of a portion of future revenue of the business. Theoretically ( MCA ) have not set time to payback the purchased amount by the funding company. The payments or remittance fluctuate directly with the merchant daily or monthly sales volumes.