What is a revolving business line of credit?

With a revolving business line of credit, you can draw on it as many times as you like.  Once you repay the amount borrowed you have the ability to start all over again automatically.

So if your line of credit approved is for $50,000, and you decide to draw $25,000 you still have $25,000 available at any time. And any payments you make on the initial $25,000 line will also be available.

This is the primary advantage of a business line of credit, your ability to have immediate access to additional funds. You can draw on the funds, pay them back and keep drawing on the funds all over again.

Benefits of a credit line:

  • Manage accounts receivables gaps.

  • Manage unexpected expenses.

  • Have the funds available for new opportunities.

  • Lines amount


  • Rates as low as


How It works

You can draw the capital you need directly into your business checking account at any time.

Only pay Interest on what you draw. Pay back your balance early at any time.

Business lines of credits advantages

  • Used for short term cash flow stress.

  • Pay interest on only the funds drawn.

  • Great for unexpected expenses.

  • Have access to the funds without applying for a new loan.

See what loans you qualify for

Line of credit comparison Sample $10,000 Draw and Repayment

Based on a 19.99% APR

Paying off balance 1 Week 6 Months
Total draw $10,000 $10,000
Total Repayment $10,038.44 $10,527.27
Weekly payment $10,038.44 $438.63

Rates will be determined by risk score of the business

Who qualifies?

Underwriting process..
Fixed simple Interest loans are underwritten based on cash flow of the business not on profitability or collateral.

Years In business.

2 Years

Yearly gross annual revenue?


Credit Score


What are the rates?

  • 13.99 – 39.9% APR.
  • Your credit line amount and rate will be based on an underwriting assessment of your business along with your business and personal credit.

How do I payback?

  • Fixed weekly payments.

  • Payments are automatically deducted from your business bank account.

Are there any fees?

  • $20 Monthly maintenance fee, which is waived for 6 months if you draw $5,000 or more in the first 5 days of opening your account.

  • There are no fees to draw money.

How to Apply

  • Fill out the online application and upload your last 4 Months of business bank statements or email them to us or you can fax them over as well to one of our account executives.