Merchant capital solutions LLC Dba eFundex is a direct funder providing Merchant Cash advance, business loans and purchase of accounts receivables. Our underwriting model is based on the merchant industry type first ( sic codes). We understand that each business type has a different cost of goods sold as well as different expense and payroll ratios.
Underwriting- Our underwriting model is a common sense approach, we will look at the total picture from all data provided to us so that we can make an informed final decision. We can have a decision for you in less than 24 hours.