Efundex Terms of Use

Last Updated May 8 2017


These terms of use “ we”, “us”, and “ our” or “Merchant Capital Salutations ”) website located at efundex.com ( The “SITE”). By accessing the efundex website located at efundex.com you agree to abide by these terms. ACCESS OR USE OF A SITE FOLLOWING ANY CHANGE TO THE TERMS OF USE CONSTITUTES YOUR AGREEMENT TO THOSE CHANGES. IF AT ANY TIME YOU CHOOSE NOT TO ACCEPT THE TERMS OF USE THAT ARE IN EFFECT AT SUCH TIME, YOU SHOULD NOT ACCESS OR USE THE SITE


We may modify these Terms at any time without notice to you, and such modification shall be effective immediately upon posting on a Site. As your next visit to a Site may be governed by different terms posted at this page, you should review the terms on this page each time that you visit a Site.


You may not access or use any Site if you are unable to form a binding, legal agreement with Efundex. You assume all responsibility for your use of, or access to, the Site, including your access to any Site Content or User Content, and hereby waive all claims or causes of action against merchant capital solutions llc Dba Efundex or website “ Efundex.com” its affiliates, its licensors and their respective officers, directors, employees, agents and representatives in connection therewith.



  1. Your account is to be used only for Business purposes and only for matching your businesses with working capital options, EFundex matches qualified business owners with lenders, partners, Banks and other sources of financing for businesses working capital options.

You will no use the site or service for personal, family or household purposes.

EFundex offers a free service to assist you with your business needs.

In connection with use of the portal, prospective users may be required to (i) complete and submit an online working capital Pre-Qualification application form; and (ii) complete a full contract submission process. Once approved, a successful applicant (“Portal User”) may be able to (1) review and select working capital options (amounts, etc.); (2) review account statements, view and change account settings, review/ascertain renewal/refinance eligibility, engage in live chat and push to talk (the “Portal,” unless otherwise noted herein, shall be considered a Site governed by these Terms). All Portal or Site User information shall be governed by our Privacy Policy.


2) Ownership

Content on the site, including but not limited to text, graphics, design , photographs , images, video, information, materials , logos, sounds, artwork, software , music , sound , computer code


And their selection and arrangement and other content so provided by efundex or efundex.com on any Site [specifically excluding any User Content (as defined below) (collectively, “Site Content is the sole property of Efundex, as between you and efundex.com The Site and all of the Site Content, and the selection and arrangement thereof, are protected under the copyright laws and various intellectual property laws. Content


3) Content


3) Use Of site

Efundex Reserves the right in, its sole discretion to restrict , in whole or in par the use of the website “Efundex.com”, at any time or without notice for any or no reason.


4) Consent to telephone calls

You also expressly consent to servicing, collection and other calls and messages from us, our affiliates, marketing partners, and others calling at their request or on their behalf at any telephone numbers that you have provided or may provide in the future (Including any cellular telephone numbers).


5) Information collection

You agree that we may monitor and record your telephone and electronic communications with us at any time, without further notice to you or any party to the communication.


6) Links to third party websites

The site and services may contain links to third party websites, including partners, Banks, Lenders and advertisers which are not under the control of Efundex and efundex is not responsible for the content of any linked site or any link contained in a linked   site .


7) Consent to do business electronically

Because you are using the internet on the site efundex.com and portal , it is necessary for you to consent to transact business with us online and electronically, As part of doing business with us and matching your business with business loan options viva our partners. We need you to consent to our certain disclosure’s electronically either via our site or emailed to the email address you provided. BY agreeing o the terms you agree to receive electronically all documents , communications, notices contracts and agreements relate din obtain working capital, any loans,


8.. Compliance with Laws.

You shall obey all federal, state, and local laws; regulations; and rules that apply to your activities when you use Site. Efundex reserves the right to terminate any account with respect to the Site and to prevent your use of the Site if such account is used to engage in illegal activity or to violate these Terms.


  1. Limitation of Liability

Under no circumstances shall Efundex, its subsidiaries , partners or affiliates be liable for any incidental, direct or indirect damages arising out of or related to the use or inability to use the service. (Even if efundex knows or has been advised of the possibility of such damages) Including without limitation, damages for loss or corruption of data programs or documentation, service documentations.


  1. No warranties

Efundex provides the services on any “as is”: as available” and grants no warranties of any kind whether expresses or implied statutory Efundex does not represent or warned that the services will be available, accessible uninterrupted, timely secure ,accurate, complete or entirely error-free. Disclaimer of warranty extends to you and each buyer and is in lieu of all warranties and conditions whether express, implied, or statutory, including the implied warranties of merchantability, fitness for particular purpose, title, and non-infringement with respect to the Service, and any implied warranties arising from course of dealing or course of performance.

NO advice or information provided by efundex shall constitute any warranty with respect to the use of Service. Efundex   makes no guarantee as to number of Funding options provided or being approved for a business working capital


  1. Licenses

Merchant capital solutions LLC dba efundex, does not have business loan license, merchant capital solutions provides directly only provides merchant cash advances, which is not a loan.

All our other products are offered through third party relationships.