BUSINESS LOAN CALCULATOR
RETAIL BUSINESSES USE BUSINESS LOANS FOR THE FOLLOWING REASONS
Purchase Inventory
Payroll Increase staff
Build out retail space
Open a new location
Cash flow stress
Paying taxes
EFUNDEX HAS 4 DIFFERENT RETAIL BUSINESS LOANS AVAILABLE
- Terms length:1-5 Years
- Rates:5-21%
- Payment Frequency:Bi-weekly- Monthly
- Decision Time:1-2 days
- Years in business:2 years
- FICO:680
- Terms Length:6-12 Months
- Rates:5-20%
- Payment frequency:weekly
- Decision Time:1-5 Hours
- Years in business:2 years
- FICO:680
- Terms length:No set time
- Rates:1-3% Cents on a dollar per month
- Payment frequency:Business day -Weekly
- Decision Time:1-5 Hours
- Years in business: 3 months
- FICO:500 +
HOW IT WORKS
Apply Online
Apply Online in just a few Minutes or
Call us directly 212-213- 5680.
View Results
Our system evaluates your business and provides a Pre-approval amounts, terms and repayment options.
Getting Funded
Upload your documentation.
RETAIL BUSINESS WE WORK WITH
AND MANY MORE
WHY CHOOSE EFUNDEX FOR YOUR RETAIL BUSINESS LOAN
At efundex we understand the retail trades industry and how businesses engage in selling merchandise for personal or household consumption.
With most retail business, capital on hand can fluctuate on a daily basis due to inventory purchases, payroll, or seasonality. At efundex, we specialize in helping the retail businesses expand and grow their revenue. Most retailers continuously purchase inventory. In doing so, this requires immediate cash on hand to place large orders with wholesalers or manufacturers. By having cash on hand a retailer can also take advantage of bulk pricing.
Custom financing solutions to grow your Retail Company
At efundex we have different loan options for your retail business, our business loans range from short term to long term business loans
Our funding programs can be tailored to your cash flow needs and your day to day operations. Many retailers are looking for short term working capital for an immediate return on investment or they may have an unexpected expense. This scenario is different for other retailers who are looking for long term growth loans.
Our process is very straightforward, we will be analyzing your cash flow not the businesses collateral or profitability as banks or credit unions are required to do. Our process is streamlined and requires the completion of a 1 page application and your last 4 months of business bank statements for you to have a decision within hours not days or weeks.
Once approved efundex will provide you with options from short term to long term depending on you working capital needs.
SUCCESS STORIES
$
0
K
Efundex total loan
0
Success business
0
Success business

Florist
Inventory purchase
$12,500
-
7 years in business
-
$ 325,000 in revenue

Retail Store
Inventory
$32,500
- 14 years in Business
- $325,000 in revenue

Recreational Sporting goods
Inventory
$60,000
- 6 years in business
- $ 1,500,000 in revenue

Appeal
Inventory / pay vendors
$225,000
- 22 years in business
- $4,000,000 in revenue
RETAIL BUSINESS LOAN OPTIONS
Sime interest Retail business loans are great for owners that are looking to
-
Purchasing Inventory
-
Purchase equipment
-
Upgrading facility
-
Repairs and maintenance
- Hiring new employees
- Marketing
Terms
3-36 months
Loan amount
$10,000-$500,000
Rates
6-38% simple rates
Retail business long term loan is used for:
- Purchasing Inventory
- Purchase equipment
- Upgrading facility
- Opening a new location
Terms
1 – 5 years
Loan amount
$10,000 – $500,000
Rates
5 – 21%
Retail business line of credit are used for:
-
Unexcited expected
-
Upgrade equipment
-
Payroll
-
Small purchase
Terms
3-12 months
Loan amount
$10,000-$150,000
Rates
6 – 25%
Retailers merchant cash advance use of funds:
- Small purchases
- Unexpected expenses
- Plan for seasonality
Terms
No set time
Loan amount
$100,000 – $100,000
Rates
1 – 3% on a dollar per month
HOW IT WORKS
1. Apply Online
Apply Online in just a few Minutes or
Call us directly 212-213- 5680.
2. View Results
Our system evaluates your business and provides a Pre-approval amounts, terms and repayment options.
3. Getting Funded
Upload your documentation.